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Working Paper
Sensitivity of Loan Size to Lending RatesThis paper examines the combined effect of interest rates and poverty levels of microfinance clients on loan size. Cross section data on 2,691 clients and non-clients households from Ghana is used to test the hypothesis of loan price inelasticity...
Working Paper
Incorporating Insurance Provisions in Microfinance ContractsWe examine a simple extension to existing credit contacts for the poor (‘microfinance contracts’), that would allow financial institutions to provide repayment insurance to their clients. The proposed contract uses the repeated nature of loans to...
Blog
Domestic Resource Mobilization and Financial Development: Looking at the MDGs from a Different Angle?
George Mavrotas While recent years have witnessed new interest in the finance–growth nexus, the relationship between domestic resource mobilization...
Working Paper
Poverty and wellbeing impacts of microfinanceOver the last 35 years, microfinance has been generally regarded as an effective policy tool in the fight against poverty. Yet, the question of whether access to credit leads to poverty reduction and improved wellbeing remains open. To address this...
Book Chapter
Career dynamics and gender gaps among employees in the microfinance sectorPart of Book Towards Gender Equity in Development
Blog
From the Editor’s Desk (September 2012)
Tony Addison Mid-September finds UNU-WIDER very busy preparing for our big conference on climate change and development policy that takes place later...
Blog
Jobs are Development
Carl-Gustav Lindén One important part of ReCom–Research and Communication on Foreign Aid is the sharing of results. October saw the largest effort so...
Journal Article
Microcredit, Labor, and Poverty Impacts in Urban MexicoImproved household accessibility to credit is a significant determinant of intra-household allocation of labor resources with important implications for productivity, income, and poverty status. However, credit accessibility could also have wider...
Blog
From The Editor's Desk (October 2012)
Tony Addison UNU-WIDER is having a very active and successful autumn. Our climate change and development policy conference at the end of September...
Blog
Microcredit and Poverty Alleviation: Can Microcredit Close the Deal?
M.G. Quibria In the wake of the worst famine of Bangladesh of the post-World War era Professor Muhammad Yunus launched a microcredit experiment in...
Working Paper
Access to microfinance and female labour force participationAlthough microfinance started as a movement to improve women’s economic well-being through increased female entrepreneurship in particular, its impact on women’s attitudes toward and participation in the labour market is not fully understood. We fill...
Working Paper
Household Access to Microcredit and Children’s Food Security in Rural MalawiUsing data from the 1995 Malawi Financial Markets and Food Security Survey, this study seeks to discover if women’s relative control over household resources or intra-household bargaining power in rural Malawi, gauged by their access to microcredit...
Working Paper
Donors' Support for Microcredit as Social EnterpriseThe donor community has enthusiastically embraced the concept of microfinance as a promising mechanism to attain the objectives of poverty alleviation and microenterprise development. Amid the high expectation, a myth has been inadvertently created...
Working Paper
Vulnerability, Trust and MicrocreditThis paper investigates the economic conditions of rural households in China. Historical survey data indicate that over 80 per cent of rural households earn less than 4,500 yuan in net disposable income each year, that for the vast majority of rural...
Working Paper
Financial Sector Reforms and Savings Mobilization in ZambiaThe paper explores the relationship between financial sector reforms and savings mobilization in Zambia. Although there exists an extensive literature on financial sector development and savings levels in developing countries, there does not seem to...
Working Paper
Performance of Microfinance Institutions in Burkina FasoThis study tests the performance of microfinance institutions (MFIs) in Burkina Faso using indicators such as the sustainable interest rate and the subsidy dependence index. The results indicate that MFIs outreach performance remains very low...
Displaying 16 of 35 results