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Working Paper
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– A Risk-Cost Configuration Approach
The paper examines the source of financial market fragmentation in sub-Saharan Africa in the framework of institutional economics. Based on fieldwork data from Ghana, Malawi, Nigeria, and Tanzania, it analyses financial risk management, the transaction costs for loan screening and monitoring, and...
Working Paper
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The paper primarily investigates the interrelationship between financial sector development and poverty reduction in Ghana. This is done using time-series data from the World Development Indicators from 1970-2001. The main findings are, first, that even though financial sector development does not...
Working Paper
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Set against a background of almost continuous economic decline since independence in 1957, the stabilization and adjustment programme pursued by Ghana since 1982-83 is a qualified but also a considerable success. Certainly it has achieved stabilization and the first steps towards recovery. Some...
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