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Publications (6)
Journal Article
– Examining the role of conventional banks in deepening access to formal credit
ARTICLE IS ON EARLY VIEW | Using a unique district-level panel dataset, we investigate the effect of banking system penetration on financial inclusion in Ghana. To purge potential endogeneity bias in the underlying relationship, we exploit a change in the policy environment of the Ghanaian banking...
Working Paper
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This study examines the effects of mining productivity shocks on the formal–informal duality in manufacturing and services. Using firm census data from 2014 for Ghana, we measure the rates of informality along extensive (unregistered firms) and intensive (registered firms hiring labourers 'off the...
Erica stands under a rudimentary market stall in Accra, Ghana, selling fruits — she has done this every day for 10 years now. Like many women in the Global South, Erica was only able to attend school for a few years before having to leave to work and support her family. Initially she was training to...
Working Paper
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– An exploration based on a multidimensional measure of financial inclusion
Using a nationally representative household survey data set from Ghana, this paper provides empirical evidence regarding the role of financial inclusion or financial exclusion in household welfare. We first compute a multidimensional index of financial inclusion, and then we examine the effect of...
Working Paper
pdf
– Examining the role of conventional banks in deepening access to formal credit
Using a unique district-level panel dataset, we investigate the effect of banking system penetration on financial inclusion in Ghana. To purge potential endogeneity bias in the underlying relationship, we exploit a change in the policy environment of the Ghanaian banking system to instrument for...
Working Paper
pdf
We examine the extent to which two of Africa’s leading gold mining economies, Ghana and Tanzania, have adopted transformative local procurement policies to enhance backward linkages from the minerals sector. We assess the impact that evolving legislation in the gold industry has had on...
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